Kissi, Philip, Mustapha Oluwatobiloba, and Amankwah Berko. “Factors Affecting University Students Intentions to Use Debit Card Services: An Empirical Study Based on UTAUT”. Business, Management and Economics Engineering 15, no. 2 (December 27, 2017): 196-210. Accessed November 9, 2024. https://tede.vgtu.lt/index.php/BMEE/article/view/410.