Santos, Fabiana R. R. L., Fernando A. F. Ferreira, and Ieva Meidutė-Kavaliauskienė. “Perceived Key Determinants of Payment Instrument Usage: A Fuzzy Cognitive Mapping-Based Approach”. Technological and Economic Development of Economy 24, no. 3 (May 18, 2018): 950-968. Accessed November 26, 2024. https://tede.vgtu.lt/index.php/TEDE/article/view/1679.